Who are we ?
Reinsurance
Consultancy
Insurance
ici en français
Who are we ?
K Ré is an independent brokerage firm launched in 2010, specializing in insurance, reinsurance and actuarial consulting. In addition to its traditional broker business, K Ré regularly assists its clients and fellow brokers in products development and setting up MGA’s.
In the last 5 years, K Ré has placed more than 200 million euros in premiums with 25 different insurers, both French and foreign, in the various insurance lines of business.
the team
Jean-Michel Piat
André Knoblauch
Cédric Schrutt
Virginie Médus
Professional background: E.N.Ass + CNAM actuarial curriculum
Jean-Michel comes from a family of insurance individuals and learnt the broker trade very early. The opportunity of an internship at the Minster Group in London introduces him to English and especially to Anglo-Saxon working methods. After an early career in direct insurance at SMABTP then SADA, the attraction of international and actuarial led him to join SOREMA, the reinsurance subsidiary of GROUPAMA.
Jean-Michel Piat
Managing Partner K Ré
Jmpiat@kre-assurances.fr
Tel: +33 9 62 23 82 55
Mobile : 06 48 86 47 32
Later he joined a Swiss reinsurance company Rhein Rückversichrung, a subsidiary of Baloise Insurance and began to focus on financial reinsurance solutions. From 2001, Jean-Michel returned to reinsurance broking when he joined US RE in Basel, Switzerland. During this tenure he was instrumental is providing innovative reinsurance solutions to his reinsurance clients.
Education: Graduated in Management and in Foreign Languages - University of Haute Alsace (UHA)
André started his reinsurance career in 1980 with Anglo Swiss Reinsurance Brokers in Basel, Switzerland. After having initial reinsurance training in London with Lloyd’s brokers and syndicates, he was given the responsibility for the Technical Accounting Department. In this role, he also made significant contributions to the automation of the reinsurance accounting processes. He then evolved into the production and placement function with responsibility for France, Belgium, French-speaking Switzerland and North America.
André Knoblauch
Independant consultant
knoblauch.andre@kreconsult.com
Mobile. +33 6 88 11 75 82
Belgium, French-speaking Switzerland and North America.
In 1995, André joined the Swiss National Insurance Group in Basel, Switzerland. He was responsible for the coordination of the Group's outwards reinsurance as well as the internal reinsurance of the subsidiaries. During this tenure which lasted until 2010 he ran off the Group inwards reinsurance portfolio dating back to before 1967, especially with the Lloyd’s syndicates in London.
In 2011, André changes his career by becoming an independent consultant to brokers, insurers and reinsurers. He is currently active as agent for K Ré in providing insurance, reinsurance and consulting services.
André possesses vast technical international reinsurance experience and a well-developed entrepreneurial spirit.
- Education: Master II Risk Prevention Law, Specialization Insurance in 2015
- Cedrc has 3 years of experience in risk prevention in the public sector and as a claims writer at Groupama
Cédric Schrutt
Representative
cschrutt@kre-assurances.com
Mobile : +33 6 27 84 10 51
Education: University Diploma in Technology, Marketing Techniques
Virginia is Office Manager for K Ré. She has 20 years of experience in the bankassurance sector with Crédit Agricole, marketing of life insurance products.
Virginie Médus
Administrative manager
vmedus@kre-assurances.com
Tel : +33 3 89 70 78 70
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Our direct insurance brokerage business consists mainly of structuring and placing specific risks.
Fine Art
Event Cancelation
Construction
Clinical trials
FINE ART
Permanent or temporary exhibitions, galleries, foundations and private collections ...
Access to international art specialists whose expertise is recognized
100% placement by way of co-insurance or reinsurance
For more information, contact :
André Knoblauch
knoblauch.andre@kreconsult.com
T +33(0)6 88 11 75 82
clinical trials
Public liability promoter of biomedical research
Access to international capacities whose expertise is recognized
100% placement by way of co-insurance or reinsurance
For more information, contact :
André Knoblauch
knoblauch.andre@kreconsult.com
T +33(0)6 88 11 75 82
EVENT cancelation
Financial losses following cancellation of events
Access to international capacities whose expertise is recognized
100% placement by way of co-insurance or reinsurance
For more information, contact :
André Knoblauch
knoblauch.andre@kreconsult.com
T +33(0)6 88 11 75 82
Construction
Construction All Risks , Decennial liability, Inherent Defect ...
Access to international capacities whose expertise is recognized
100% placement by way of co-insurance or reinsurance
For more information, contact :
André Knoblauch
knoblauch.andre@kreconsult.com
T +33(0)6 88 11 75 82
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K Ré is active in treaty as well as facultative reinsurance.
We are on the side of our clients utilising our experience to tailor solutions to their specific requirements.
more about
Life reinsurance on both treaty and facultative basis
- Per person protections (both on a proportional and non-proportional basis)
- Death covers – including Universal Life
- Disability
- Critical Illness
- Catastrophe excess of protections for natural catastrophe
- Man-made accidents and terrorism
- Longevity protections
- Loss of license
- Retrocessions
- Alternative reinsurance (e.g.Industry Loss Warranty)
rEINsurance
Non-life reinsurance on both treaty and facultative basis
- Property
- Liability
- Specialty risks
- Balance sheet protections that improve the equity and balance sheet liabilities
Consultancy
- Analysis and stress testing of reinsurance protections
- Rent-a-reinsurance-manager
- Run-off management
Structured reinsurance
- Multi-year protection
- Loss portfolio transfers (LPT)
- Surplus relief protections based on Solvency II
- Deficiency coverage
- Retrospective: LPT (Disaster Portfolio Transfer), ADC (Deficiency Coverage)
- Advanced Retrospective: VaR XL (Customized ADC for Solvency II)
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Our consulting activity consists mainly of serving the needs of our clients.
Modelling
Audits
Project management in product development
Modelling
We operate with stochastic models, using a large number of simulations to be able to provide the best possible estimate of the capital requirements of our customers in a Solvency II framework.
How do you minimise your solvency capital requirements by using reinsurance?
How does your reinsurance costs compare to the capital you save?
Our models are tailor-made taking into account the exact needs of our customers
We create precise decision support tools for reinsurance buyers
We program in "R" which is a free language, so the sources belong to our customers
For more info, contact:
Jean-Michel Piat jmpiat@kreconsult.com
T +33 (0)9 62 23 82 55
Audits
Tenders
Determine the need for insurance (all LOB's including collective pension)
Check the relevance and costs of insurance in place
Prepare specific documentation for tenders
Prepare contractual documents
Even the most sophisticated insurance solutions can be achieved through our privileged access to international markets for both insurance and reinsurance
Advice and follow up
For more info, contact :
André Knoblauch
knoblauch.andre@kreconsult.com
T +33(0)6 88 11 75 82
Exclusive analysis method based on our market experience and actuarial approach
PRODUCT DEVELOPMENT
Our ability to innovate is part of our genes, and themes such as Solvency 2, photo voltaic, B2B or B2C distribution are sources of inspiration. We are happy to serve our distributor customers to help them build their own products.
Our method is the following
Bring together a group of selected professionals: insurer, reinsurer, distributor, manager, TPA's
1
Conduct the working group
2
Formalize contractual commitments
for more info, contact :
Jean-Michel Piat jmpiat@kreconsult.com
T +33 (0)9 62 23 82 55
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K Ré Insurance
Legal Notice
R.G.P.D.
K Ré is a member of the CSCA
(Union of Insurance Brokers)
ORIAS n ° 11059256